How Smoking Impacts Your Health Insurance Policy

It’s a well-known fact that smoking causes an adverse effect on your health. You must have seen the warning message on all cigarette boxes – ‘Smoking is injurious to health’. Smoking tobacco is a root cause of 30% of all cancer deaths and causes 16 times higher risk of heart attack.

There are almost 120 million smokers in India. As per World Health Organization, India accommodates around 12% of the world’s smoking population. The number of men smoking tobacco has increased from 78 million in year 1998 to 108 million in the year 2015. Tobacco consumption is accountable for the death of 6 million people each year. Direct tobacco consumption accounts for over 5 million deaths and 0.6 million deaths are due to exposure to second-hand smoke. Considering serious public health risks, the Government has banned smoking in public places from 2nd October, 2008.

Not only your health, it also causes you to pay higher premiums for a health insurance policy, due to increased health risks and shorter life expectancy. A nonsmoker however, gets premium discounts as a reward to lead a healthy lifestyle. Being a smoker, it is advisable not to hide your smoking habit from your health insurance company, as it helps you to cover the smoking-related health issues.

There is a wide curiosity among people, how smoking impacts the health insurance and its cost. Let’s educate yourself about smoking and its impact on health insurance policy.

Smoking – What It Includes

Smoking includes inhalation of of the smoke of burning tobacco in the form of cigarettes, cigars and beedi. Whether you are an occasional smoker or frequent smoker, you will be considered as a smoker under the health insurance policy.

Smokers can buy health insurance, however an insurance company may charge extra premium or reject your application for insurance, depending on the number of cigarettes you smoke on a regular basis. A smoker may also have to go through additional health check-ups that can help an insurance company to ascertain the risk factor and then charge the premium amount accordingly.

 

themkbagsoutletus.com
stodenkel.com
casinogolds.xyz
dimondcasino.xyz
casinomojo.xyz
casinohut.xyz
casinorupa.xyz
casinomag.xyz
casinopoe.xyz
casinoepic.xyz
casinohouse99.xyz
casinoliv.xyz
casinohunter.xyz
casinooffsense.xyz
casinoalpha.xyz
casinoryder.xyz
casinoevo.xyz
ufabet99.xyz
ufabetroyal.xyz
ufabet99.xyz
ufabetworld.xyz
ufabetteam.xyz
ufabetbes.xyz
ufabetcube.xyz
ufabetx.xyz
ufabetbosss.xyz
ufabetado.xyz
ufabetmax.xyz
ufabetcity.xyz
ufabetpro.xyz
ufabetsio.co
ufabetxx.co
ufabetkings.co
ufabetroyals.co
ufabetglubs.co
ufabetglu.co
ufabetzind.co
ufabetlife.co
ufabetkink.co
ufabetsmart.co
ufabetgrow.co
ufabetcrow.co
ufabetlet.co
ufabetus.co
ufabetlost.co
ufabetwinss.co
ufabetgold.co
ufabetrubby.co
els456.com
bwrjt.com
ztyld.com
xpjqw.com
syemiaojia72.com
2hidc.com
uujqw.com
ychongsheng.com
caobushuang.com
faz3ah.com
thuysinhlongthanh.com
eruanno.com
gpslifetimeupdate.com
droscarvazquez.com
91ptop.com
yax2bxc.com
99kk15.com
zbzb1.com
bb3w.com
wavemachinery.com
nantahreunion2012.com
500888vip.com
coconverge.com
qg003.com
s08f.com
wanbom799.com
xf7d.com
hjrhh.com
xiaoguimv.com
indiaksn.com
hkxypower.com
ilofurniture.com
hkjyart.com
sonargaontel.com
hisengd.com
xiaoguipv.com
tjhbet999.com
hyc-inport.com
dbrkd.com
hfmc-cn.com
hoabojx.com
3600gardenct.com
oumeiyishuboli.com
borel1.com
bn116.com
w9923.com
av8188.com
dglbn.com
dszl168.com
zhengzhousirenzhentan.com
085457.com
jdcjszx.com
az977.com
06789t.com
3232v.com
cehi888.com
22g22g.com
2020jqw.com
jameyandlinda.com
x8x87h.com
yoooku.com
a5der.com
yawangdv.com
hinoid.com
cywlp.com
njkbd.com
303ru.com
qq35a.com
csanimax.com
jaudie.com
161552.com
sz605.com
agzhuye.com
buywithcredits.com
xiaoguidv.com
2erica.com
0022pa.com
violal.com
alaiada.com
dwmgb.com
etnikko.com
gaojiasuopindao.com
lzxianxiagu.com
playgameos.com
sgn19.com
0310go.com
10qhub.com
yeshengheye.com
fg88app.com
cred9t.com
qq3158.com
rnbsys.com
xiaoguihd.com
hjxwly.com
kangqiaoxiyue.com
o2sensorbuyer.com
p2pzjf.com
dmm4u.com
nfpmd.com
alien0.com
etongpro.com
portal-em.com
helmersworks.com
entebah.com
18jiba.com
psypi.com
oboval.com
jysxgd.com
rchuangxunht.com
enapics.com
szzzac.com
720zjj.com
huayunhezuoshe.com
gold8u.com
ehuawa.com
bjdxgs.com
lyswjc.com
m2era.com
daoseyo.com
glk300.com
118wjj.com
ao031.com
htmlpng.com
zuanhaovip.com
aandgx.com
asbuca.com
cshssl.com
180mgt.com
nsljf.com
lifeneedslemons.com
wgqxw.com
cocoyouxi.com
maximum-mind.com
ddclubs.com
aigou22.com
att886.com
emsad45.com
zx15r.com
7esteen.com
qcpnz.com
tet328.com
sks98.com
infraliant.com
90mini.com
ducelli.com
gz377.com
xueyingyu8.com
qlsc-edu.com
shcswh.com
ctr4hp.com
lott-media.com
kuaimiaokm.com
suoguanji-yt.com
xlzxhz.com
wxj555.com
milehighwimax.com
hdgfls.com
hdglgm.com
hebcljx.com
hetaijg.com
hongdubaolong.com
hongease.com
hongfanjdianzi.com
hongsungift.com
housedailyuse.com
hwxinlaiya.com
hyongc.com
albertofaeidz.com
alphanootropic.com
baixing44.com
bayl2020.com
bck2020.com
cafethera.com
eat-sleep-horse-repeat.com
eunchi.com
feiyuetlc.com
ufabetten.xyz
ufabetivo.xyz
ufabetdo.xyz
ufabetprime.xyz
ufabetvictor.xyz
ufabetio.xyz
ufabetevio.xyz
ufa888ss.xyz
ufabet88s.xyz
ufabetssx.xyz
ufabetrocki.xyz
ufabet8888s.xyz
ufabetroix.xyz
ufabetmoneyx.xyz
ufabetthaix.xyz
ufabetpros88.xyz
ufabetluckys.xyz
ufabetgamex.xyz
ufabet45s.xyz
ufa99s.xyz
ufabets99.xyz
ufabetsports99.xyz
ufabetss99.xyz
ufabet585s.xyz
ufabetgclubs99s.xyz

Leave a Reply

Your email address will not be published. Required fields are marked *